your next deal starts here

Hard Money Loans For Real Estate Investors

Fund quicker. Grow Faster.

Rates as low as 8.25%

Enjoy competitive rates and terms on hard money loans.

Pre-qualify in 30 seconds

Get pre-qualified for your next project in less than a minute.

Close in as little as 7 days

Take your deal from found to funded in as little as a week.

No income verification

Get approved and funded fast with minimal documentation.

Flexible Financing Options

Choose from a wide variety of fix-and-flip and rental programs.

A Decade Serving Investors

We’ve funded thousands of deals and helped hundreds of investors.

PUT OUR RESOURCES TO WORK FOR YOU

We provide fast, reliable funding, whether you’re looking to flip a property, buy and hold, or offer financing as a third-party broker.

Flippers

Get a hard money loan to fund the purchase and rehab of your next flip. We also offer low-interest, purchase-only loans.

Landlords

Expand your rental portfolio with our 3-year purchase loan. We also offer rate and term refinance and cash-out loans.

Brokers

Earn competitive origination fees while leveraging the experience and resources of a leading hard money lender. 

CLOSING DEALS ACROSS THE NATION

We provide fix-and-flip and rental loans for investment properties located in the following states — and we’re adding new markets all the time.

Alabama   •  California  •  Colorado  •  District of Columbia  •  Florida  •  Georgia  •  Kansas •  Kentucky  •  Maryland •  Missouri  • New Jersey  •  North Carolina •  Ohio  •  Oklahoma  •  Pennsylvania  •  South Carolina •  Tennessee  •  Texas •  Virginia  •  Wisconsin

HOW OUR FUNDING PROCESS WORKS

When you’ve found a good deal, you need to move fast. And you need a lender you can count on. We pride ourselves on our ability to consistently deliver on time and under pressure because that’s when it matters most.

GET PRE-APPROVED

Your loan officer will work with you to understand your investment strategy, get you pre-approved, and provide a proof of funds letter should you need one.

Submit Your Deal

Once you have a deal, give your loan officer the documentation required to complete your loan and they’ll guide you through the underwriting and closing process.

Flip or Hold

Depending on your exit strategy, either rehab your investment property to resell within 12 months or buy and hold with a longer-term loan designed for landlords.

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Get pre-approved today. Fill out the form below to get started.

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In the meantime, see if you’re on top of all the Terms Every Real Estate Investor Should Know or check out our Rehab Checklist & Calculator

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Don't Just Rehab.

Rehab

RIGHT.

Introducing Option80
Fix-and-Flip Loan